Retire Financially Fit Basic Training
What Should You Be Doing Today So You Can Retire Financially Fit?
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10 Video Basic Training Series!
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This course is meant for those who are serious about
planning for 20+ years of sustainable retirement life.
When can I retire?
When should I take social security?
Do I have a sound financial plan for retirement?
How do I maximize my retirement income?
Do I have enough money to retire?
Will my retirement income keep up with inflation?
Should I work in retirement?
Can I work and take Social Security?
What is income planning?
Will I run out of money in retirement?
What is a Fiduciary?
How much risk should I be taking with my investments?
Meet the Expert Advisor
Our Founder
BARBARA SWIATEK
Barbara Swiatek is the founder of SF Financial Services, author of Retire Financially Fit, and host of the Retire Financially Fit radio show and podcast. For more than two decades, Barbara has helped individuals and families navigate one of life’s most important transitions, moving from their working years into retirement with confidence and clarity. But her passion for this work did not come from textbooks or the financial industry. It came from her own family. Barbara watched her grandmother place her trust in two financial advisors who invested her money aggressively, exposing her to risks she never understood. By the time the family realized what had happened, the damage had already been done.
Years later, Barbara faced another deeply personal experience when her father was diagnosed with dementia. Before his health declined, he made sure everything was organized, his financial accounts, legal documents, and plans were all in place. One of the last promises he asked Barbara to make was simple but powerful: “Promise me you’ll take care of Mom when I’m not here.” Because of the preparation he had put in place, Barbara and the family were able to carry out his wishes and ensure her mother could continue living comfortably and independently. Those two experiences, one painful, one powerful, shaped the way Barbara approaches financial planning today.
Barbara believes retirement planning is not simply about growing money. It is about making thoughtful decisions that protect families and provide stability for the years ahead. Her philosophy centers around a few guiding principles:
Retirement should focus on creating dependable income, not just building large account balances.
Financial decisions should always consider tax impact, healthcare realities, and longevity, not just investment performance.
A sound plan should help families avoid unnecessary risks and surprises, especially as they move closer to or into retirement.
The goal of planning is not complexity, it is confidence and peace of mind.
Barbara and her husband, Thad, have been married since 1980 and raised five children together. Today their growing family includes several grandchildren who continually remind her why thoughtful financial planning matters.
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SF Financial Services
1870 Dublin Blvd. #D
Colorado Springs, CO 80918
(719) 597-2179|
www.sffinancialservices.com
Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. SF Financial Services
and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Barbara Swiatek and her affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.
Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.
The content is not endorsed or approved by the Social Security Office or any other Government Agency. Guarantees are backed by the financial strength and claims paying ability of the issuing company. This content is designed to provide general information on the subjects covered. Pursuant to IRS Circular 230, it is not intended to provide specific legal or tax advice and cannot be used to avoid penalties or to promote, market, or recommend any tax plan or arrangement. You are encouraged to consult your personal tax advisor or attorney.